I need advice on what to wear...?

I am meeting with a potential manager and investor(someone who is looking to help me develop a small insurance company by providing support, tech support and by contracting a couple of agents to me) Iam driving to Orlando from Tampa to meet him Friday for lunch. Iam thiniking that I will go business casual but I also want to appear cly and sophisticated. I say this because I have a babyface and I am also plus sized. I want to appear succesful and approachable as well. Iam thinking of wearing a cotton black v neck 3/4 sleeve shirt. I am a blond. What should I wear as a bottom. What cut, what color, what fabric.Pants or skirt I will prpbably wear black paton leather flats, that have a gold buckle. I have nicely manicured hands that I wear a cly red shade on(from MAC) and they are short and manicured. My makeup has a golden/earth tone to it, to bring out my blue eyes. Should I wear gold jewelry or silver, Brighton? I was thinking gold because it's winter and all... advice , please